Recency bias can make market swings feel more important than they really are. Here’s how a disciplined plan could help protect your hard-earned wealth

Savings laddering could help you balance access to cash and interest in retirement. Read to learn how it works and what you need to consider

It has been difficult to ignore the rapid rise in AI-linked stocks over the past few years. According to the Guardian, the S&P 500 – which tracks the 500 largest companies in the US – has risen by nearly 80% over the past five years, a jump that has been driven by tech firms with a stake in the AI boom. However, some of these companies appear to have taken a hit in recent weeks as investors reassess whether the rise can continue at the same pace. As such, you may be wonderin

The start of a new year can be the perfect time to check in on your finances, set goals for the year ahead, and create a plan for how to achieve them. In fact, the Investment Association (6 January 2025) found that 43% of UK adults planned to set financial goals at the start of 2025. This year, with the tax burden rising, new legislation being introduced, and inflation remaining high, getting a handle on your personal finances could be at the top of your agenda. Indeed, econ

It’s entirely understandable that you may struggle to keep on top of your finances from time to time. With each new tax year comes the possibility of fresh rules and allowances to consider, while Budgets might introduce changes that affect your income, savings, and investments. Read more: Why it’s so important to base your financial plan on the knowns, not the speculation Even so, building your financial literacy, including the ability to apply beneficial financial concepts

After working hard and earning a well-deserved pay rise, it’s understandable to want to enjoy the fruits of your labour. Indeed, you may feel tempted to treat yourself to a nicer car, more meals out, or regular holidays. While it’s natural to celebrate your success, there is a risk in automatically increasing your spending each time your income rises. This is known as “lifestyle creep”, and over time, it could actually make it more challenging to achieve your long-term goal

The date for the Labour Party’s 2025 Autumn Budget has finally been confirmed for the 26 November 2025. As is usually the case in the run-up to a Budget, there has already been plenty of speculation. Indeed, predictions have ranged from: Changes to Individual Savings Account (ISA) limits Restricted salary sacrifice options Altered Capital Gains Tax (CGT) rates A potential lifetime cap on tax-free gifts A restriction on the 25% tax-free lump sum you can take from your pensio

Almost four months after Labour won the general election, chancellor Rachel Reeves has delivered her 2024 Autumn Budget, outlining the...

While the upcoming US presidential election is certainly exciting, you may be curious about what this may mean for your investments. Read he

Spreading investments across various asset classes and sectors could help you achieve your long-term goals. Discover the benefits of a diver

Inheritance disputes can negatively affect your loved ones' wellbeing. Read to discover three ways to prevent your beneficiaries from challe

In a decisive and historic victory, the Labour Party won the 2024 UK general election with a significant majority and Keir Starmer has...

If you’ve ever been moved by the incredible work charities have done in your local area, or you’ve benefited directly from their support,...

When your children or grandchildren are still young, any habits they form will likely follow them into adulthood. This is especially true...

2024 is certainly shaping up to be a busy year for elections. The Associated Press reveals that more than 50 countries, representing...

2024 has been called “the year of elections” with an estimated 2 billion people around the world heading to the polls. Voters in the UK...

Even the most robust financial plans are vulnerable to forces outside of your control. Inflation, interest rates, unemployment, low or...

Many of our longstanding clients have seen Atherton York grow progressively since our business was formed back in 2013. Being true to our...

The 2024/25 tax year will begin on 6 April 2024. While not much may change in your day-to-day life when midnight strikes on 5 April, this...

The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered his 2024 Spring Budget, outlining the government’s...